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Service 05 · Virtual CFO

Business Advisory & Virtual CFO

Strategic financial leadership that helps businesses improve profitability and accelerate growth — the CFO you need, sized and priced for where your business is now.

Overview

Financial leadership, on demand

Many businesses reach a point where they have outgrown bookkeeping but cannot yet justify a senior finance hire. Our Virtual CFO service fills that gap. We build the budgets, cash-flow models and KPI dashboards that turn your numbers into decisions — analysing profitability, tightening financial controls, optimising cost, and preparing the board and investor reporting that funders expect.

You gain a commercial finance partner in the room for the decisions that matter: pricing, hiring, expansion, fund-raising and everything in between.

Who needs this service

  • Scaling SMEs and mid-sized firms
  • Founders without a senior finance hire
  • Companies preparing to raise capital
  • Businesses under cash-flow pressure
  • Boards wanting sharper reporting

Problems we solve

  • Big decisions made on instinct, not numbers
  • Cash-flow surprises and tight runway
  • Margins no one can fully explain
  • Reporting that is not investor-ready
  • Weak financial controls as you scale
In detail

What the engagement covers

The problem we solve is a familiar one: a business making bigger decisions than its financial information can support, because the numbers are not there in time. We change that.

We put in place budgeting and rolling forecasts, cash-flow management, business KPIs, profitability and cost analysis, financial controls, and board and investor reporting. The outcome is a leadership team that acts with clarity — knowing its margins, its cash runway and its real options — and a business that grows on a foundation of financial control rather than guesswork.

BudgetingCash FlowBusiness PlanningFinancial AnalysisManagement ReportingBoard ReportingBusiness KPIsProfitability AnalysisFinancial ControlsCost OptimisationInvestor Reporting

Business benefits

  • Decisions backed by real numbers
  • Healthier, more predictable cash flow
  • Improved margins and cost control
  • Investor-grade reporting on demand
  • Senior finance skill without the salary

Key deliverables

  • Annual budget & rolling forecast
  • Monthly board pack and KPI dashboard
  • Cash-flow and profitability analysis
  • Financial-controls framework
  • Investor and lender reporting
Our process

How we work with you

1

Discovery Call

A no-obligation conversation to understand where you are, what you need and whether we are the right fit.

2

Business Understanding

We study how your business works — model, systems and obligations — reviewing books and filings to surface risks and opportunities.

3

Planning

A clear, prioritised plan with defined scope, timelines, responsibilities and transparent fixed fees. Nothing is billed without your agreement.

4

Execution

Partner-reviewed delivery, on time and in plain language, with a single point of contact and real-time visibility into progress.

5

Continuous Support

We stay engaged — monitoring law, anticipating deadlines and scaling with you — so your finance function keeps getting stronger.

Industries served

Where this service fits

StartupsSMEsSoftware & ITManufacturingHealthcareRetail & TradingHospitalityProfessional FirmsFamily BusinessesHigh-Growth Companies
FAQs

Virtual CFO questions

What exactly does a Virtual CFO do? +
A Virtual CFO provides the strategic financial leadership of a full-time CFO — budgeting, cash-flow, KPIs, board and investor reporting, and advice on major decisions — on a flexible, part-time basis suited to your size and stage.
How is this different from accounting or bookkeeping? +
Bookkeeping records what happened; a Virtual CFO helps you decide what to do next. It is forward-looking — planning, analysis and strategy — and often works alongside our accounting outsourcing service.
Can you help us get investor-ready? +
Yes. We prepare the models, metrics and reporting investors expect, help you tell your numbers story clearly, and support you through diligence and fund-raising.
How much time will you spend on our business? +
We scope engagements to your needs — from a monthly reporting cadence to deeper, hands-on involvement during a growth or fund-raising phase — and agree the commitment and fee upfront.
Is this only for large companies? +
No. It is designed precisely for businesses that are too large for DIY finance but not yet ready for a full-time CFO — typically growing SMEs and funded startups.

Add a CFO to your team this quarter

Let’s talk about the numbers you need to see — and the decisions they will unlock.